PGIM India Gilt Fund

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Debt Funds

NAV as on 03 Sep 2025

₹32.3828

0.38%

Benchmark

CRISIL Dynamic Gilt Index

Risk

Moderate

AUM as on 31 Jul 2025

₹109.76 Cr

Date of Inception

01 Jan 2013

Expense Ratio (03 Sep 2025)

0.55%

Ideal Holding Period

3 Years+

₹1 Lakh invested

Over last :

Invested as :

Fund Returns

Annual Returns*

7.85%

Current Value

₹2,58,872

Benchmark Returns

7.76%

₹2,56,166

*Returns are CAGR - Compounded Annual Growth Rate

The performance provided is for Direct Plan - Growth Option.

The above returns are as on date 31 Jul 2025

Fund Returns

Annual Returns*

7.85%

Current value

₹2,58,872

Benchmark Returns*

7.76%

Current value

₹2,56,166

*Returns are CAGR - Compounded Annual Growth Rate

The performance provided is for Direct Plan - Growth Option.

The above returns are as on date 31 Jul 2025

Exit Load

Nil

Minimum Investment

SIP : ₹1,000 | Lumpsum : ₹5,000

Portfolio Holdings as on 31 Jul 2025

Asset Allocation

Sovereign - 95.86%

Cash and Cash Equivalents - 4.14%

Top holdings

7.34% GOVT OF INDIA RED 22-04-2064

26.79 %

7.10% GOVT OF INDIA RED 08-04-2034

25.31 %

6.92% GOVT OF INDIA RED 18-11-2039

12.75 %

7.30% GOVT OF INDIA RED 19-06-2053

10.17 %

7.09% GOVT OF INDIA RED 05-08-2054

5.13 %

Top Sectors

Sovereign

95.86 %

Others

3.58 %

Cash

0.56 %

Quantitative Indicators

Yield to Maturity

6.82%

Modified Duration

9.1 Years

Portfolio Macaulay Duration

9.4 Years

Average Maturity

21.5 Years

Performance

Historical Returns

Historical Returns as of July 31, 2025 with lumpsum investment of ₹10,000

PGIM India Gilt Fund

Returns ^

Value*

CRISIL Dynamic Gilt Index**

Returns ^

Value*

CRISIL 10 Year Gilt Index#

Returns ^

Value*

1 Year

8.29%

₹

10,829

9.42 %

₹

10,942

9.88 %

₹

10,988

3 Years

8.15%

₹

12,657

8.83 %

₹

12,898

8.69 %

₹

12,850

5 Years

6.35%

₹

13,607

6.13 %

₹

13,468

5.33 %

₹

12,966

Since Inception

7.85%

₹

25,875

7.76 %

₹

25,622

6.75 %

₹

22,742

Date of Inception: Direct Plan: January 01, 2013.
^Above returns are CAGR - Compounded Annual Growth Rate.
** Scheme Benchmark. # Standard Benchmark. *Based on standard investment of Rs.10,000 made at the beginning of the relevant period.
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.
Different plans have a different expense structure. The above returns are as on July 31, 2025.
The performance provided is for Direct Plan - Growth Option.

Fund Managers

Puneet Pal

He has more than 2 decades of experience in the debt markets within the mutual fund space.

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Bhupesh Kalyani

He has over two decades of experience in fund management of fixed income securities.

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Fund Details

Investment Objective

To seek to generate reasonable returns by investing in Central/State Government securities of various maturities. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns.

Fund Type

An open ended debt scheme investing in government securities across maturities. A relatively high interest rate risk and relatively low credit risk scheme

Investment Strategy

The scheme invests in government securities which provide income and capital appreciation and is deemed to have no credit risk.
The scheme mainly invests in securities issued by the Government of India and the State Governments.
The Scheme is actively managed and the Fund Management team formulates an active view of the interest rate movements by monitoring various parameters of the Indian economy, as well as developments in global markets.

Fund Documents

KIM

SID

Scheme Summary Document

Fund Dashboard

Riskometer

This product is suitable for investors who are seeking*:

Income over the medium term
Investments only in Central/State securities of various maturities
Degree of risk – Moderate

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Scheme Riskometer

The risk of the scheme is Moderate

Benchmark Riskometer

The risk of the Benchmark is
Moderate
AMFI Tier - 1 Benchmark - CRISIL Dynamic Gilt Index

The risk of the Benchmark is Moderate
AMFI Tier - 1 Benchmark - CRISIL Dynamic Gilt Index