PGIM India Gilt Fund
DEBT
Selecting option from following drop-down list content will update below.
DEBT
An open ended debt scheme investing in government securities across maturities. A relatively high interest rate risk and relatively low credit risk scheme
- NAV as on 07 Aug 2026
- ₹33.75250.03%
- Benchmark
- CRISIL Dynamic Gilt Index
- Risk
- Moderate
- AUM as on 31 Jul 2026
- ₹88.22 Cr
- Date of Inception
- 01 Jan 2013
- Expense Ratio (06 Aug 2026)
- 0.52%
- Ideal Holding Period
- 3 Years+
₹1 Lakh invested
Since Inception
Lumpsum
| Return Type | Annual Returns* | Current Value |
|---|---|---|
| Fund Returns | 7.49% | ₹2,65,162 |
| Benchmark Returns | 7.51% | ₹2,65,829 |
*Returns are CAGR - Compounded Annual Growth Rate
The performance provided is for Direct Plan - Growth Option.
The above returns are as on date 30 Jun 2026
Fund Returns
Annual Returns*
7.49%
Current value
₹2,65,162
Benchmark Returns*
7.51%
Current value
₹2,65,829
*Returns are CAGR - Compounded Annual Growth Rate
The performance provided is for Direct Plan - Growth Option.
The above returns are as on date 30 Jun 2026
Exit Load
Nil
Minimum Investment
SIP : ₹1,000 | Lumpsum : ₹5,000
Portfolio Holdings as on 31 Jul 2026
Asset Allocation
- Sovereign - 88.85%
- Cash and Cash Equivalents - 11.15%
Top holdings
- 6.68% GOVT OF INDIA RED 07-07-204031.31 %
- 6.48% GOVT OF INDIA RED 06-10-203525.27 %
- 6.94% GOVT OF INDIA RED 11-05-20368.70 %
- 6.79% GOVT OF INDIA RED 07-10-20346.94 %
- 6.36% GOVT OF INDIA RED 16-02-20315.81 %
Top Sectors
- Sovereign88.85 %
- Others12.33 %
- Cash-1.18 %
Quantitative Indicators
- Yield to Maturity
- 6.72%
- Modified Duration
- 6.2 Years
- Portfolio Macaulay Duration
- 6.4 Years
- Average Maturity
- 9.5 Years
Performance
Historical Returns
Historical Returns Calculator
Historical Returns as of June 30, 2026 with lumpsum investment of ₹10,000
| PGIM India Gilt FundReturns ^Value* | CRISIL Dynamic Gilt Index**Returns ^Value* | CRISIL 10 Year Gilt Index#Returns ^Value* | |
|---|---|---|---|
| 1 Year | 2.76%₹10,276 | 4.14 %₹ 10,414 | 2.47 %₹ 10,247 |
| 3 Years | 6.82%₹12,192 | 7.43 %₹ 12,400 | 6.88 %₹ 12,210 |
| 5 Years | 6.03%₹13,403 | 6.31 %₹ 13,579 | 5.15 %₹ 12,857 |
| Since Inception | 7.49%₹26,508 | 7.51 %₹ 26,569 | 6.46 %₹ 23,282 |
- Date of Inception: Direct Plan: January 01, 2013.
- ^Above returns are CAGR - Compounded Annual Growth Rate.
- ** Scheme Benchmark. # Standard Benchmark. *Based on standard investment of Rs.10,000 made at the beginning of the relevant period.
- Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.
- Different plans have a different expense structure. The above returns are as on June 30, 2026.
- The performance provided is for Direct Plan - Growth Option.
Fund Managers
Puneet Pal
He has more than two decades of experience in the debt markets within the mutual fund space.
Akhil Dhar
He has over 9 years of work experience, majority of which is in the field of credit analysis of large Indian corporates group.
Fund Details
Investment Objective
To seek to generate reasonable returns by investing in Central/State Government securities of various maturities. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns.
Fund Type
An open ended debt scheme investing in government securities across maturities. A relatively high interest rate risk and relatively low credit risk scheme
Investment Strategy
- The scheme invests in government securities which provide income and capital appreciation and is deemed to have no credit risk.
- The scheme mainly invests in securities issued by the Government of India and the State Governments.
- The Scheme is actively managed and the Fund Management team formulates an active view of the interest rate movements by monitoring various parameters of the Indian economy, as well as developments in global markets.
About PGIM India Gilt Fund
No records available
Frequently Asked Questions
No records available
Fund Documents
Riskometer
- Income over the medium term
- Investments only in Central/State securities of various maturities
- Degree of risk – Moderate
- *Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
This product is suitable for investors who are seeking*:
Scheme Riskometer
The risk of the scheme is Moderate
Benchmark Riskometer
The risk of the Benchmark is
Moderate
AMFI Tier - 1 Benchmark - CRISIL Dynamic Gilt Index
Moderate
AMFI Tier - 1 Benchmark - CRISIL Dynamic Gilt Index
The risk of the Benchmark is Moderate
AMFI Tier - 1 Benchmark - CRISIL Dynamic Gilt Index
AMFI Tier - 1 Benchmark - CRISIL Dynamic Gilt Index
Potential Risk Class
Credit Risk
Interest Rate Risk
Relatively Low
(Class A)
(Class A)
Moderate
(Class B)
(Class B)
Relatively High
(Class C)
(Class C)
Relatively Low (Class I)
Moderate (Class II)
Relatively High (Class III)
A-III
A-III is the potential risk class matrix of PGIM India Gilt Fund based on interest rate & credit risk.
A Potential Risk Class matrix consists of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
