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Retirement is the only financial goal for which you do not get a conventional loan!
Plan a Smart & Stress-Free Retirement with Retiremantra!
Are Indians Retirement Ready?
No. 1 in financial priorities. Retirement planning climbs to the top in 2025 from 6th place in last report as self-focused goals overshadow family concerns.
37% have a retirement plan in 2025 vs 67% in 2023 - planning collapses despite intent surge, widening the intent–action gap.
32% act on influencer advice without verification, even as 67% find it clarifying, 55% motivating, and 54% confidence-boosting - risking costly mistakes and behavioural traps.
70% skip advisors for retirement planning, DIY dominates. In 2025, distributor advice leads at 62%, RIAs rise to 29% - yet written, advisor-vetted plans remain rare.
65% feel financially secure in 2025, down from 75% in 2023. Security is lower for joint families (60%) and for nuclear families (65%) - indicating a general decline across family types.
42% in 2025 vs 24% in last report, more Indians expect family support post-retirement - reliance on kin rising sharply.
46% Indians feel anxious about finances in 2025 vs 32% previously; now 67% among them say it impacts work productivity - financial stress is eroding workplace efficiency.
82% expect employer support for retirement planning and monetizing passions; 76% feel more engaged - employers need to enable, not just create awareness.
Renew, Recharge
but Never Retire
but Never Retire
50 gigs that combine enjoyment
and regular income for life.
and regular income for life.
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PGIM India Retirement Fund
An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier).
When it comes to retirement planning, having a separate basket labelled for “retirement” funds, distinct from everyday expenses or discretionary spending- creates a mental boundary. Read More
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Disclaimer
The information provided on this platform, including survey insights, articles, solutions, calculators, and retirement fund details, is for informational purposes only and should not be considered as a financial advice. Investors are strongly encouraged to consult their financial advisor to determine if any product or solution mentioned is suitable for their unique needs and circumstances.
Retirement planning is highly individualized, and results may vary based on personal factors. Any projections or calculations provided are based on assumptions and are intended as general guidance; they may not reflect actual outcomes. It is essential to seek professional advice for personalized financial planning.
While we aim to provide accurate and up-to-date information, we do not guarantee its completeness or accuracy as details may change over time. Additionally, references to third-party services or products are for informational purposes only and do not constitute endorsements. We recommend conducting thorough research before making any financial decisions.
Always prioritize professional consultation and informed decision-making when planning for your retirement.
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