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Retirement is the only financial goal for which you do not get a conventional loan!
Plan a Smart & Stress-Free Retirement with Retiremantra!
Are Indians Retirement Ready?
67% Indians have planned for retirement as compared to 49% in 2020. Retirement moved to 6th position in the list of financial priorities from 8th in 2020 survey.
2/3rd of respondents rely on insurance agents, while only 10% consult registered advisors. Very few have written financial plan vetted by a financial advisors.
70% feel financially secure in joint families, a decline from 89% in 2020, while 74% feel secure in nuclear families, up from 64%, reflecting shifting preferences in family structures.
43% of individuals with a financial plan cite the desire to live independently, without relying on their children or other family members, as a key motivator for creating their plan.
44% believed they could generate secondary income from their unique skills, with spending 5%of their household income spent on skill development and educational loans.
83% of Indians without a retirement plan also lack an alternative source of Income, which means they are heavily dependent on their existing jobs.
32% Indians are anxious about their finances, amongst these 75% feel that their anxiety has a direct impact on their productivity at work.
1/2 respondents also felt that their loyalty towards their employer would increase if their employer facilitated their retirement/financial planning.
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but Never Retire
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PGIM India Retirement Fund
An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier).
When it comes to retirement planning, having a separate basket labelled for “retirement” funds, distinct from everyday expenses or discretionary spending- creates a mental boundary. Read More
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Disclaimer
The information provided on this platform, including survey insights, articles, solutions, calculators, and retirement fund details, is for informational purposes only and should not be considered as a financial advice. Investors are strongly encouraged to consult their financial advisor to determine if any product or solution mentioned is suitable for their unique needs and circumstances.
Retirement planning is highly individualized, and results may vary based on personal factors. Any projections or calculations provided are based on assumptions and are intended as general guidance; they may not reflect actual outcomes. It is essential to seek professional advice for personalized financial planning.
While we aim to provide accurate and up-to-date information, we do not guarantee its completeness or accuracy as details may change over time. Additionally, references to third-party services or products are for informational purposes only and do not constitute endorsements. We recommend conducting thorough research before making any financial decisions.
Always prioritize professional consultation and informed decision-making when planning for your retirement.
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