Multi Asset Allocation Funds invest in a mix of equity, debt, gold/silver ETFs, thereby providing diversification at all times. 

3min read

Most of us have a fixed income but many variable expenses that one rarely keeps a close eye on. Once one overshoots the budget, the stresses and strains begin to pile up quickly. Developing a few sensible personal finance habits will help you keep your sanity and your money. 

3min read

Want to take charge of your finances, but unsure if you should save or invest? We’ve got you covered! Saving vs. Investing – what’s the difference?

4min read

One might think that the only way to increase wealth is by investing in risky assets, but this is not entirely true; there are some basic and low-risk practices that can help increase your net worth. Here’s a quick roundup of these strategies and how to implement them in your portfolio:

3min read

Personal finance planning is just that - an inherently individualistic exercise in which one size does not fit all. However, understanding a few basic underlying principles can help one create a unique plan that best fits one’s individual needs for a comfortable present and a secure financial future.

4min read

The 20s are a hugely consequential phase of your life – you’ll finish studying, start working and lay the foundations of a long career. Try to use this time to build good financial habits and give yourself a head-start in life. It might seem hard at first, but these habits will help you make better financial decisions to get ahead of your peers, and set you up for financial security early in life.

7min read

The well-known children’s fable – the ant and the grasshopper, has a great lesson even for grownups. Let’s think of summer as salaried days, achieving a personal goal or good health; if we, just like the ant, make the most of it by saving in anticipation for the harsh winter, which could be a sudden health crisis, an unexpected expense, or crushing debt , then we will be ready to face it. Unlike the grasshopper. While the moral of this story is important – that it is smart to save as much as one can during days of abundance – it is equally important to remember that your personal finance story shouldn’t end with just saving money.

5min read

Getting your first job is a milestone to celebrate! As you anticipate your first pay cheque, it’s also the perfect opportunity to learn some good financial habits. These will help you make the most of your money and give you a strong foundation in life.

5min read

Multi-Cap Funds: A Simple Explanation

A multi-cap fund invests a minimum of 25% each across companies of all sizes-large cap, mid cap, and small caps, at all times. This ensures disciplined diversification at all times. 

May 2026

3min read

A guide to help you define your financial goals

Need help to define your financial goals? Here you go! - The first step of good financial planning is being able to clearly define your financial goals.

May 2023

4min read

3 ways to complete your KYC

Know Your Customer (KYC) is the process through which financial institutions authenticate the address and identity of investors. It is mandatory for an investor to submit KYC even before the investment process is initiated - for example in bank deposits, fixed deposits, mutual funds etc. KYC can be done in 3 different ways: 
1]Aadhaar-based OTP, done online. 2] Aadhaar-based Biometric Authentication. 3] In-person-verification (IPV) KYC

Apr 2023

4min read

Guide to calculating your tax returns

Calculating and filing income tax can seem like a daunting task, but with a little preparation it is now easier than ever to understand one’s tax returns.

Mar 2023

3min read

7 Mistakes to Avoid When Building Your Emergency Fund

An emergency fund can help you overcome some of the toughest situations in life. If you’re wondering what emergency fund is and why it matters, it is money set aside to handle unexpected events like job loss, medical emergencies, or business disruptions due to an economic slowdown. During any emergency, people tend to dip into their emergency fund and may end up spending more than half of it.

This clearly shows why building an emergency fund is critical. When you focus on building an emergency fund, you are preparing yourself financially for uncertainty. However, many people make avoidable mistakes while doing so. Here are the 7 biggest mistakes people make with their emergency fund and how you can avoid them.

Nov 2022

6min read

How To Protect Your Investments in Volatile Markets

In today’s world, a major adverse event can come out of nowhere – a job loss, an economic downturn, or who knows, a pandemic? Most of these events are beyond our control, but we can mitigate their adverse impact on our finances if we are prepared for them. Let’s look at some tips to deal with the fluctuations that occur in a modern economy.

Sep 2022

5min read

Accounting for Inflation while Investing

Inflation simply means an increase in price, and therefore a decrease in the purchasing power of your money. Because of inflation, Rs. 100 in your wallet today will be able to buy fewer goods next year than they can buy today. Inflation is calculated and published on an annual basis, so an inflation rate of 6% means that in one year, the price of goods and services rose 6%. In other words, you would have to pay Rs. 106 for goods that you could buy for Rs. 100 a year before.

Jul 2022

5min read

SET HOUSEHOLD BUDGETS

An easy and smart guide to managing your household expenses effectively

ENSURE COMPLETE PROTECTION

Shield yourself and your loved ones with robust insurance planning

SAVE & INVEST IN TOMORROW

Save and invest for your secure future

Analysing Fund Returns

Analysing and interpreting fund returns can be a challenge, especially for novice investors. In this episode, Lisa Pallavi Barbora and Ravi Samalad help you understand what compound annual growth rate (CAGR), extended internal rate of return (XIRR), rolling returns and absolute return mean and how to interpret them when looking at your fund’s return. 

Nov 2024

20min read